Stout Insurance & Financial Services
Welcome to my Web site, where you’ll find Insurance & financial information in the form of links, newsletter articles, calculators, and research reports.
I have created this Web site to help you navigate your financial & insurance planning goals.
I am here to help you understand your options each year with your health insurance planning for you and your businesses. Insurance companies and plans make changes every year so I will work to educate and evolve those changes into your insurance planning each year.
There is no cost for me in addition to any insurance premium. Commissions are built into each contract wether or not you work with an insurance agent or broker.
Be sure to add my site to your list of "favorites" in your Internet browser. Please call or e-mail me your contact information on any specific areas you may want more information on.
Newsletters
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HOT TOPIC: Dreaming of Retirement? Consider Maxing Out Your 401(k) in 2025
This article covers the contribution and catch-up limits for workplace retirement plans, including the less-common opportunity to make larger after-tax contributions.
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Do You Need to Adjust Your Tax Withholding?
After filing last year’s tax return, it may be a good time to adjust income tax withholding. This article explains how to estimate and adjust withholding.
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Small Businesses Could Face Borrowing Challenges
Despite tougher lending conditions and higher interest costs, many people who need capital for business purposes may need to borrow money. This article discusses some common financing options.
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HOT TOPIC: What Stubborn Inflation Could Mean for the U.S. Economy
This article looks at some of the reasons behind the inflation numbers, the likely effect on Fed decisions, and the potential economic impact.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Savings Accumulation
Estimate the future value of your current savings.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.